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Month: October 2023

Empowering Education with Eduloco’s Student Loan in Malaysia

Posted on by Thalia Bondoc

Eduloco Collaborates with Affin Bank to Offer Student Loan Program

At the forefront of educational accessibility, Eduloco, an emerging EdTech platform focusing on democratizing higher education, has forged a significant partnership with Malaysia’s esteemed Affin Bank. The collaboration aims to introduce a transformative student loan program, enabling students to pursue their academic dreams without financial constraints.

Empowering Student Aspirations with the Eduloco Loan Program

Eduloco’s student loan program is a catalyst for empowering student aspirations, providing financial aid for a wide array of academic pursuits, including certificates, diplomas, postgraduate studies, and professional courses. The program extends its support to students enrolled in various Malaysian Qualifications Agency (MQA) or Malaysian Qualifications Register (MQR) certified universities across Malaysia, fostering an inclusive educational landscape.

Eligibility Criteria for Aspiring Applicants

Prospective applicants seeking to benefit from the Eduloco Loan program must meet specific eligibility criteria. These include Malaysian citizenship, with an age range of 18 to 45 years, and enrollment as a new or existing student, whether pursuing studies on a full-time or part-time basis.

The Role of a Co-Applicant: Strengthening Financial Resilience

In the context of the Eduloco Loan program, the co-applicant plays a vital role in reinforcing financial stability for the aspiring student. By providing a robust financial backing, the co-applicant ensures a seamless and resilient academic pursuit.

Criteria for Co-Applicant Eligibility: Bolstering Financial Support

Co-applicants in the Eduloco Loan program must fulfill specific eligibility criteria, including Malaysian citizenship and a minimum age of 21 years. They must also demonstrate a minimum monthly income of RM 5000 for immediate or non-immediate family members, or a minimum individual income of RM 3000, establishing their financial support capacity.

Streamlined Application Process: A Quick Path to Financial Assistance

The Eduloco Loan program offers a streamlined application process, ensuring a quick and efficient journey for students. Following a comprehensive background check, the assessment period typically ranges from 1 to 3 days. Successful applicants can expect an approval timeline of 7 to 14 working days, with funds disbursed within a week, completing the process within approximately one month.

Get in Touch Today!

For students and families seeking further information on the Eduloco Loan program, we welcome you to connect with our dedicated team. Contact us today or fill out the form here to get notified of our upcoming webinars to embark on your educational journey with confidence and financial support.

TOEFL vs. IELTS: Choosing the Right English Proficiency Test for Your 2024 Study Abroad Journey

Posted on by Thalia Bondoc

Introduction:

Planning to take an English proficiency test for your study abroad dreams but unsure about TOEFL and IELTS? You’re not alone. Despite the widespread recommendation for IELTS, its cost and limited accessibility, especially in remote areas, can pose challenges. Delve into this guide to make an informed choice that suits your unique circumstances and ambitions.

Background and History:

To get better acquainted with these two tests, here’s a quick history. The IELTS, born in 1980 through the collaboration of the University of Cambridge ESOL Examinations, the British Council, and IDP Education Australia, aimed to standardize English language testing for individuals aspiring to study or work in English-speaking countries. On the other hand, the TOEFL, introduced in 1964 by the Educational Testing Service (ETS), initially measured the English proficiency of international students entering American universities. Over time, the TOEFL has evolved into a globally accepted tool renowned for its comprehensive assessment of non-native English speakers’ language skills.

Mastering the English language is crucial not only for academic success but also for everyday life in an English-speaking nation. Universities use these tests to ensure students can comprehend lectures, participate in discussions, and produce effective academic papers. Similarly, visa authorities demand this proof to confirm your ability to communicate and integrate seamlessly into your chosen study destination. English being the global language of academia and business, demonstrating your language skills is pivotal to unlocking endless opportunities during your international academic journey.

IELTS vs. IELTS

TOEFL and IELTS comparison
difference between TOEFL and IELTS
Test Structure and Content:

The TOEFL, a comprehensive computer-based test, evaluates your reading, listening, speaking, and writing abilities, preparing you for the academic demands you’ll face during university studies. In contrast, the IELTS test includes listening, reading, writing, and a crucial face-to-face speaking component with an examiner, focusing on real-life communication skills necessary for both academic and general contexts. Understanding the unique structure of each test can guide you in selecting the one that aligns best with your learning style and preferences.

Scoring System and Duration:

The TOEFL scoring ranges from 0 to 120, providing a detailed assessment of your language proficiency in each section, with a typical test duration of around 3 hours. In comparison, the IELTS scoring system utilizes a 0 to 9 bands scale, offering a holistic evaluation of your English language skills, with a test duration ranging from 2 hours 45 minutes to 3 hours. Exploring the nuances of the scoring system and duration can help you understand the significance of each test score and plan your preparation strategy accordingly.

Price Range and Result Speed:

Consider the financial aspect when choosing your test. TOEFL costs vary between $160 and $250, depending on the testing center and location, while IELTS typically falls within the $185 to $325 range. Also, keep in mind the result speed, as prompt score reporting is crucial for meeting application deadlines. The TOEFL usually provides results within 10 days, while the TOEFL iBT Home Edition offers even faster results, usually within 6-10 days. Comparatively, IELTS results are typically available within 13 days. Keeping these factors in mind will help you manage your budget and time efficiently during the application process.

Test Taking Preference and Difficulty Level:

Understanding your test-taking preferences and the perceived difficulty level of each test is vital in making an informed decision. The TOEFL’s computer-based format suits individuals who prefer a structured, self-paced testing environment and are comfortable with digital interfaces. In contrast, the IELTS’s face-to-face speaking test may appeal to those who value interpersonal communication and wish to showcase their language skills directly to an examiner. The perceived difficulty level may vary based on your comfort with question formats, time management skills, and familiarity with diverse English accents. Considering these aspects can guide you in choosing the test that aligns with your strengths and preferences.

Certification Duration:

Both TOEFL and IELTS certifications remain valid for two years. When planning your study abroad journey, ensure your test scores remain valid throughout the application process. If your scores are no longer valid, you may need to retake the test to provide updated results that meet the current admission requirements.

Conclusion:

While TOEFL and IELTS share similarities, it’s crucial to consider accessibility and cost-effectiveness. Always check your university’s specific requirements before making a decision. Streamline your application process by confirming the accepted test. If you’re still unsure, our counselors can guide you. Contact us via email at [email protected] or through WhatsApp by clicking here.

Democratizing Education: Personalized Academic Plans For Students in Secondary Education

Posted on by Thalia Bondoc

Democratizing Education: Personalized Academic Plans

At Eduloco, we’re pioneering the democratization of education, starting with tailored academic plans for secondary students. This isn’t just about creating roadmaps; it’s about redefining how students envision and attain their academic goals.

The traditional path of education has often been a one-size-fits-all model, leaving many students disenchanted, directionless, and devoid of options that align with their unique aspirations and capacities. However, in today’s digital era, there’s an urgent call to personalize education – a call that Eduloco proudly answers.

The Power of Personalized Academic Plans

While many educational institutions and programs focus on a generalized curriculum, Eduloco champions the need for personalized academic plans. These plans aren’t generic; they’re sculpted around each student’s individual goals, abilities, and aspirations. From Grade 9 onwards, our state-of-the-art system maps out a specific academic roadmap. This isn’t just a schedule; it’s a strategic blueprint that highlights milestones, subjects, exams, and even extracurricular activities that can propel a student towards their chosen university and course.

But that’s not where our support ends.

Financial Aid and Beyond

Understanding the financial constraints many face, Eduloco also provides guidance on scholarships, financing, and loans. With our partnership with reputable financial institutions, we’re ensuring that dreams aren’t halted due to monetary challenges. This integrated approach, which combines academic and financial planning, is the cornerstone of our impactful initiative.

In the realm of education, where choices can be overwhelming, and pathways seem ambiguous, Eduloco stands out as a beacon, ensuring every student gets a fair shot at carving their future. It’s not just about getting an education; it’s about getting the right education, tailored to individual needs, preferences, and goals.

To further validate the need for such initiatives, research has consistently shown the profound effects of personalized learning on student outcomes. Likewise, global forums and organizations are emphasizing the democratization of education as the future.

Under the visionary leadership of our CEO and co-founder, Thalia Bondoc, Eduloco isn’t just making waves; we’re reshaping the educational landscape. Thalia’s commitment to opening doors for aspiring learners and ensuring that education is a right, not a privilege, drives our team every day.

In conclusion, while the world grapples with evolving educational challenges, Eduloco remains steadfast in its mission: to make quality education accessible, personalized, and achievable for all.